Local Buying Tips

Hire a Professional

Now that the housing market is finally on the upswing, many people are looking into buying a new home. One of the first things you have to consider before you begin the home buying process is to use a real estate agent

Shop for a Mortgage  

Mortgage loans are available from several types of lenders and you can shop online, by phone or in person.

Interest rates fluctuate, and different lenders may offer promotions for certain loan products. You'll likely receive a different quote from each lender, so you'll have to shop around to find the best deal.

Pre-Qualify for a Loan

Getting pre-qualified is the initial step in the mortgage process, and it's generally fairly simple. Pre-qualification can be done over the phone or on the internet, and there is usually no cost involved.

Visit Properties

You should make several visits to a property before deciding to buy it. If you are inspecting a number of properties in one day, take a notebook and record any identifying features. Ask the agent for permission before you take any photographs.

The first visit will give you an initial impression and determine if the property meets your basic requirements, such as: 

Location. size, age, access facilities and style.

Attending an open for inspections

Open for inspection times are usually advertised in newspapers’ real estate sections and on the internet. You may be able to arrange an alternative inspection time with the agent.

When you enter a property, you may be asked for proof of identity and to leave contact details with the agent. This is a security measure.

It is not a legal requirement for you to leave your details with an agent at an open house, but sellers can make this a condition of entry to their property.